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If the Cash App borrow option not showing up, it could be due to several reasons. First, ensure your Cash App is updated to the latest version, as outdated apps may not display newer features. The borrow feature is only available to certain users, so check if you're eligible—Cash App typically offers it based on usage history, account standing, and creditworthiness. 

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• Never pay with Western Union, Moneygram or other anonymous payment services
• Don't buy or sell outside of your country. Don't accept cashier cheques from outside your country
• This site is never involved in any transaction, and does not handle payments, shipping, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"