Financial & Legal

Health insurance is critical for senior citizens, yet premiums often rise as they age. For Indian retirees, understanding this pattern is essential to manage health costs without straining their finances.

Why Senior Premiums Are Higher

Insurers raise premiums as individuals age due to increased risk of chronic illnesses, surgeries, and hospitalizations. These increased costs can impact fixed retirement incomes, making health insurance planning even more essential.

Tips for Seniors

Selecting senior-focused plans with comprehensive coverage can help manage costs. SMC Insurance provides a comprehensive explanation of how health insurance premiums increase with age, helping Indian seniors make informed choices.

https://www.smcinsurance.com/health-insurance/articles/does-health-insurance-premium-increase-with-age

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