Art - Collectibles

When you see payday lenders pop up in a community, it’s no secret that residents are struggling. Payday loans come with high interest rates that can add up quickly.

Typically, you’ll give the lender a check that they cash or use to debit your bank account. You’ll also pay a fee. Many lenders let you roll over the debt, racking up additional fees.

They’re easy to get

One of the reasons that Payday Loans Philadelphia loans are so popular is that they’re extremely easy to get. Consumers can apply online or at a physical location with little more than an ID, paycheck stub and bank account number. They can receive their loan amount in cash on the spot or have it deposited into their bank account within hours, depending on state law.

They also don’t check a borrower’s debt-to-income ratio or take existing debts into account. This can lead to a cycle of debt that’s difficult to break.

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