Art - Collectibles

There are a number of alternatives to payday loans. You can try to save up money or borrow from family or TN friends instead. You should also review your budget and expenses to see if you can cut any unnecessary costs.

Moreover, you can consider financial counseling. Many nonprofit credit counseling agencies can negotiate with your creditors and WI help you manage your debt.

They charge high fees and interest

Payday loans are a type of short-term credit that can cost you big. The average payday loan has a two-week term, and it can cost 400% interest. In addition, the lender might charge a fee for each payment or Payday Loans Beaver Falls charge an NSF fee on your bank account if you fail to repay your payday loan on time. They may also charge fees for using prepaid debit cards.

The high fees and interest on payday loans can lead to debt traps that are difficult to break out of.

• Avoid scams by acting locally or paying with PayPal
• Never pay with Western Union, Moneygram or other anonymous payment services
• Don't buy or sell outside of your country. Don't accept cashier cheques from outside your country
• This site is never involved in any transaction, and does not handle payments, shipping, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"